Same Day Mobile Notary & Loan Signing Service

Welcome to Notary Taylor

Professional Notary Services

Ensuring trust and confidence with your legal transactions

- Licensed - Bonded - Insured - Certified by NNA - Background Cleared by NNA - National Notary Association - Commissioned by the State of California

Notary Services

notary

loan

General Notaries

WHAT IS A NOTARIZATION: Notaries act as government agents to witness in-person and certify the authenticity of signatures to legal documents. The Notary also makes sure that signers enter into agreements knowingly and willingly. A notary's personal signature and state-commissioned seal are required to authenticate the signature on your letter or legal document; which is also why notarizations must occur in person. This is an official fraud-deterrent process that assures the parties of a transaction, that the signer is the person named in the document, and that it can be trusted. A notarization increases confidence that a document was actually signed by the parties involved. DON'T SIGN YOUR DOCUMENT YET: For a Notary Public to notarize your signature, you must sign it in the physical presence of the Notary. Please wait until the Notary tells you to sign, as you may need to swear an oath first. The most common mistake is customers bringing documents already signed. GOOD TO KNOW: You must bring proper ID that is not expired; otherwise your document cannot be notarized (you will still have to pay for the Notary's travel time). See ID list here. All signers MUST speak English. I speak a little Spanish and French as well, but not fluently. It is illegal for a California Notary Public to use a translator during the notarization process. The Notary does not verify the accuracy or validity of the document; only that the signature is from the named person. A Notary Public is not a Notario Publico. (A highly trained legal professional in Hispanic countries.)

Loan Signing

WHAT'S A LOAN SIGNING AGENT: A loan signing agent is a public notary who is an expert specifically trained in real estate loan closing documents. The notary signing agent will review, prepare, and print documents to meet with the signers to verify their identity, witness their signatures and ensure all documents are complete and accurate. This is vital to the successful closing and funding of real estate loan transactions. A signing agent is an impartial party to the transaction and is usually hired by the lender, title company, mortgage or escrow services to notarize documents related to mortgage loans. I am background cleared and certified by the National Notary Association (NNA) and the Association of Professional Notaries & Certified Signing Agents (APN&CSA). If you are purchasing a new property, refinancing your current loan or starting a reverse mortgage, I will ensure your documents are signed accurately and delivered on time to make sure your loan closes on schedule. My Loan Signing Services Include: Communication with loan agencies and borrowers Confirmation of deadlines Obtaining all documents either in-person or electronically Printing all documents with a copy for the borrower Accurately signed & prepared documents Collection of any funds at closing Document scan backs if requested Immediate mailing of documents with confirmation

Availability

📆 7 Days a week - same & next day avail. (usually within the hour)

📍 Serving Mission Valley 92108 + 30 mile radius

☕️ I'll meet at your home, work, hospital, nursing home, healthcare facility, coffee shop, etc.

😷 Fully vaccinated, will wear mask upon request.

🐶 I love children, elders and animals. :)

NOTE: All signers must speak English.

Interpreters are not allowed during notarizations.

How To Get Something Notarized

Step 1 Tell me what documents you need signed

Step 2 Get estimate & schedule your appointment

Step 3 Fill out your documents, but DON'T SIGN THEM YET!

Step 4 Meet me there, we will sign together.

Bring valid, unexpired ID and all pages of your entire pre-filled document, not just the signature page.

FAQs

WHAT DOCUMENTS DO YOU NOTARIZE?

Examples of Documents That Require Notarization: Affidavits, Jurats, Certification of Copies, Power of Attorney, Minor Consent to Travel, Insurance Documents, Financial & Investment Documents, Fictitious Business Name, Contracts, Trusts, Advanced Healthcare & Medical Directives, Prenuptial Agreements, County Clerk Document Requests: Marriage License, Birth & Death Certificates, Divorce Documents, Child Custody Agreements, *Adoption Documents, Loan Packages, Deeds (Quitclaims, Warranty, Deeds of Trust), Mortgage Documents, Real Estate Documents, Vehicle Transfers & MORE! If you don't see it listed, just ask.
WHAT DOCUMENTS DO YOU [NOT] NOTARIZE?

I-9 Forms or other Immigration Documents, Wills, Photographs, Blank/incomplete documents, Documents that do not require a signature, Documents that do not indicate which notarial act to perform (Acknowledgement vs. Jurat), consult your attorney or entity asking for the notarization which notarial act they need.
WHAT ID IS REQUIRED?

Each person who is signing must show valid government ID, issued within the past 5 years [Civil Code Section 118(c)(3)&(4)]. The identification must have a photograph, physical description, ID number and their signature. Acceptable Forms of ID: State driver's license or ID card U.S. passport Any of the following as long as it has a photo, physical description, ID number and signature: U.S. Military ID (Except for the new chip Military IDs since those don't have a signature description) An employee identification card issued by a government agency or office of a city or county in California U.S. Federal Tribal ID card Foreign passport stamped by the U.S. Immigration Service Out of state driver's license or ID card Valid consular identification card issued by a consulate from the applicant’s country
WHAT IF I DON'T HAVE ID?

The State of California allows the use of two (2) "Credible Identifying Witnesses" who both personally know the signer and can present proof of their own ID (driver’s license / passport / military ID) and swear upon oath the following: they can vouch for the signer's identity they can confirm the signer's name is on the document they can confirm the signer has no ID and cannot access it they don't have a financial interest in, nor are parties to, the documented transaction Choose neutral parties as your witnesses; like friends, neighbors or co-workers. Depending on the transaction, a close family member may have a beneficial interest in your documents and may not qualify. Ask your Notary if you have questions about this. [One Credible Witness may be used to identify the signer IF the witness personally knows BOTH the Notary and the signer.]
WHAT IF MY ID IS EXPIRED?

California Notary laws state that ID can be used if it was ISSUED within the last 5 years. So some IDs that expire every 4 years CAN still be used as long as it was issued within 5 years. If your ID was issued more than 5 years ago, your other option is to bring two Credible Witnesses along who can vouch for you. [See FAQ above about what to do if you don't have ID.]
WHAT IF THE SIGNER IS UNABLE TO WRITE OR SIGN?

If the signer has a physical disability or otherwise that prevents them from writing their signature, they are allowed to "sign by mark"; typically with an "X". Doing this requires 2 witnesses to observe and sign the document. One witness must write the signer’s name next to the mark, provide an ID and also sign the notary journal. [NOTE: The signer must do so voluntarily and have the mental capacity to enter into this agreement willfully with full understanding of knowing what s/he's signing.]
HOW TO PREPARE FOR YOUR SIGNING APPOINTMENT?

Inform your Notary what documents you need to have notarized. There may be a discussion about which notarial act to perform (Acknowledgement vs. Jurat; if you don't know ask your attorney or entity requiring this. The Notary cannot choose this for you.) Check your ID, BEFORE you leave the house, to make sure it's valid and not expired. Review the FAQ above about which forms of ID will be accepted. Do NOT sign anything before meeting with your Notary, but do bring ALL pages of your document with you; not just the signing page. The Notary must review the document in its entirety, otherwise they cannot notarize. You will sign in the presence of the Notary. [NOTE: If the notary cannot be performed due to expired/improper ID or incomplete documents, the travel fee is not refundable and due upon request.]
HOW DO YOU KEEP MY INFORMATION CONFIDENTIAL?

All information is recorded in the Notary Journal and is required by law to be kept locked and accessible only by that Notary. I understand the sensitive nature of such documents needing notarization and will ensure that all personal information and privacy be kept confidential. As part of being a member of the National Notary Association (NNA), all Notaries must agree and ensure to the utmost of ethical standards. There are 10 Guiding Principles of the NNA, here is #9: "The Notary shall respect the privacy of each signer and not divulge or use personal or proprietary information disclosed during execution of a notarial act for other than an official purpose."
CAN I BRING A TRANSLATOR?

No. By law all signers must be able to communicate directly in the same language as the Notary. I personally speak English fluently, as well as a little Spanish, even lesser in French and basic American Sign Language. For those hard of hearing, if they are able to communicate in writing that is acceptable. Per California law, it's unlawful to use a translator during the notarization process. The Notary must ensure the signer understands the documents and they must be able to communicate directly with each other.

Fees

GENERAL NOTARIES

$15 Notary Document, per signature (state mandated)

SPECIAL DOCUMENTS

$100 Power of Attorney - 60 min

$100 Healthcare Directives - 60 min

$150 Trust Signing - 60 min

$150 Loan Signing, includes printing - 60 min

$200 Adoption Papers, includes up to 4 visits

TRAVEL FEES

$20 Travel fee inside Mission Valley, 92108

$30 Travel fee outside of 92108 (30 mile radius)

ADMINISTRATIVE

$10 Printing (up to 25 pages)

$10 Scanbacks (up to 25 pages)

MAILING

$10 Mailing Drop-off at UPS / Fed Ex with your airbill

Payment Types:

Cash, check, credit/debit card, PayPal, Venmo, Zelle, Apple Pay

Travel fees are due and payable, even if the notarization is not completed for reasons beyond the notary's control; such as the legal incapacity of any signing party or improper/expired documents

$20 Cancellation fee with less than 24 hours notice

15 min wait time included, extra will be $1 per minute

Contact Me

Bonnie Taylor, Notary Public

cell/text 619-816-8672

notarytaylor.me@gmail.com

Instagram @notarytaylor

Service Area

Mission Valley 92108 + 30 mile radius

$20 travel fee inside Mission Valley

$30 travel fee outside Mission Valley

Hours of Operation

by appointment:

7 days a week 6am-8pm

call or text to schedule

usually available same or next day, sometimes within the hour

DISCLAIMER: I am not an attorney and by law, I cannot give any legal advice, I cannot explain or interpret the contents of any document, I cannot instruct you how to complete any document nor can I advise you which documents to select for signing.

California Notary Handbook: "When notarizing a signature on a document, a notary public must be able to communicate with the customer in order for the signer either to swear to or affirm the contents of the affidavit or to acknowledge the execution of the document. An interpreter should not be used, as vital information could be lost in the translation. If a notary public is unable to communicate with a customer, the customer should be referred to a notary public who speaks the customer’s language."